How much do you pay for car insurance and on what company?

Im looking to buy my mother that is 49 yr old and life insurance for me personally. What is the top business that dont and doesnt boost premiuims need tests... life insurance that is full is lprovided by.but stil?
Public medical  insurance  that is finest approach in ny?
May acquiring people ed conserve my parents cash on auto insurance?
"I've a really poor driving history. Right nowIssue about auto  insurance ?
"Without having to be under a parents brand could A16 yearold get auto-insurance